A broken window can happen in seconds — maybe a storm threw a branch through it, a neighborhood kid hit a baseball a little too hard, or even a burglar tried to get in. Whatever the cause, one of the first questions most homeowners ask is: will home insurance cover a broken window? The good […]
Lightning is powerful — it can light up the sky in seconds, but it can also wreak havoc on your home. From fried electronics to damaged roofs, a lightning strike can cause thousands of dollars in damage in an instant. So, the big question is: does home insurance cover lightning strikes? The short answer is […]
Why do health insurance companies do home visits? If you’ve ever received a call or letter saying your health insurance company wants to schedule a home visit, you might wonder — why would they want to come to my house? It can sound a little strange, even worrying, but in most cases, these visits are […]
Home insurance covers electrical problems? When your lights start flickering or an outlet suddenly stops working, one big question comes to mind — does home insurance cover electrical problems? Electrical issues can be scary and expensive to fix, and no homeowner wants to find out too late that their insurance won’t help. The good news […]
How much does a pool increase home insurance? Having a swimming pool in your backyard sounds like a dream — summer barbecues, fun family time, and a perfect place to cool off. But when it comes to your home insurance, that dream addition might also mean a higher premium. If you’re thinking about installing a […]
If your window suddenly breaks, cracks, or gets damaged, one big question comes to mind — does home insurance cover window replacement? The truth is, it depends on how and why the window was damaged. In most cases, home insurance does cover window replacement, but only if the cause of the damage is something listed […]
If your dog bites someone, one of the first questions that comes to mind is, “Does home insurance cover dog bites?” It’s an important question — because dog bite claims can be costly. The good news is that in most cases, homeowners insurance does cover dog bites, but there are some limits and exceptions you […]
Starting a home bakery is exciting — the smell of fresh bread, cookies, and cakes filling your kitchen while you make money doing what you love. But before you start selling your treats, it’s important to ask: “Do I need home bakery insurance to sell baked goods from home?” The simple answer is yes — […]