Best Manufactured Home Insurance Companies: Protecting Your Home the Smart Way

If you own a manufactured home, having the right insurance coverage is just as important as for any traditional homeowner. Manufactured homes can face unique risks like wind damage, fire, or theft — and not every insurance company offers policies designed specifically for them. Finding the best manufactured home insurance companies can give you peace … Read more

Do You Have to Have Home Insurance?

If you’re a homeowner or thinking about buying a house, one question that often comes up is: do you have to have home insurance? The short answer is no, homeowners insurance isn’t required by law — but in most cases, you’ll still need it. Even if it’s not legally mandatory, home insurance is one of … Read more

Is Home Warranty the Same as Home Insurance?

When you buy a home, you’ll likely hear two terms tossed around a lot — home warranty and home insurance. At first glance, they might sound similar since both protect your home and finances from unexpected expenses. But here’s the truth: home warranty and home insurance are not the same. They serve different purposes, cover … Read more

Is Hazard Insurance and Home Insurance the Same?

If you’re a homeowner or shopping for a mortgage, you’ve probably come across the terms hazard insurance and home insurance. They sound similar — and many people assume they mean the same thing. But are they actually the same? The short answer is: hazard insurance is part of home insurance, but not the whole thing. … Read more

Does Home Insurance Cover Termite Damage?

Termites are small, but they can cause serious damage to your home. These pests eat through wood, drywall, and even flooring, often working quietly for months or years before you notice the problem. When homeowners finally discover the damage, the repair costs can be shocking — sometimes running into thousands of dollars. That’s when many … Read more

Does Home Insurance Cover Roof Leaks?

Few things worry homeowners more than a leaking roof. Water dripping from the ceiling, damp walls, or stains in the attic are clear signs of trouble — and fixing a roof leak can be expensive. Naturally, the first question that comes to mind is, does home insurance cover roof leaks? The answer depends on what … Read more